Right now, only about 40% of residents in our community own their homes. UCAN believes that number can and should be higher, and we have been working to change it one household at a time. Our programs are free, bilingual, and built around the barriers that families here actually face.
UCAN's Pathway to Homeownership workshops run throughout the year at the National Western Center and at venues across the community. Each session covers how homeownership builds long-term wealth, what lending and down payment assistance programs are available to Denver buyers, and how to build the financial habits that make buying possible. Spanish-language support is available.
Whether you are starting from scratch or trying to stretch further, UCAN helps you build a realistic picture of your finances and a plan to move forward.
A strong credit score opens the door to better mortgage terms. We help you understand your credit report, work through any issues, and protect yourself from identity theft.
The homebuying process has a lot of moving parts. UCAN walks you through all of them, from getting pre-approved to what to expect at closing, easy‑to‑understand terms.
There are more assistance programs available to Denver buyers than most people realize. UCAN connects you with housing counselors and financial advisors who can identify what you qualify for.
Our network includes HUD-approved housing counselors who review your options with you and make sure you understand what you are signing before you sign it.
Lenders require it, and the details matter. We help you understand what coverage actually protects you so there are no surprises after you buy.
You do not need to be ready to buy to get started. These programs are useful at every stage:
If any of those describe where you are, reach out. There is no wrong place to start.
Through a partnership with Groundwork Denver, income-qualifying homeowners, renters, and mobile home residents in Denver may be eligible for free home energy services funded by the City and County of Denver. The program covers weatherization, insulation, furnace and water heater support, and air conditioning assistance.
UCAN also works with Payan Construction to support high-efficiency appliance installation and solar solutions for residents in the area.
Our homeownership programs are supported by Payan Realty, Blue Federal Credit Union, RE/MAX Alliance, Groundwork Denver, and HUD-approved housing counselors. These are relationships built over time with people who have a genuine stake in this community.
